Financing Your New
Home
MORTGAGE GUIDE:
Tips
for meeting with a lender and local lender contact information.
The Essentials
Be sure to bring the following
items:
- Social Security Numbers/Cards
- Driver’s License or State ID
- Purchase Agreement & any Addendums
- Payment for Credit Report, Application Fees, & Appraisal
- Residence addresses for past two years
- Name & Address of each employer
- Pay Stubs for the last 30 consecutive days (include
Gross Monthly Salary if not listed on stub)
- Federal Income Tax Returns, Schedules, & W-2’s
for the last two years
Have all of your Financial/Banking Information:
- Names, Addresses, Account Numbers, Balance, & Amount
due for Monthly Payments for all Open Loans, Credit
Cards, etc.
- Name & Address of Landlord or Mortgage payment
book
- Addresses & Loan information of other Real Estate
owned
- Checking & Savings Account Statements for the
last three months
- Statements for any 401K's, retirement accounts,
IRA's, CD's, mutual funds, stocks, or other investments
for the last three months
- Estimated Value of Personal Property, Furniture,
Etc. (Receipts may be helpful)
Additional Possibilities
Bring the following items
if applicable:
- Complete Divorce Decree with Separation Agreement
- Bankruptcy papers including all schedules discharge
- Certificate of Eligibility or DD214’s (V.A.
only)
- If Self-Employed, see your loan officer for requirements
(You may need Tax Returns for the past two years,
all schedules, & financial statements)
Lenders: Contact Info
As a courtesy, we have compiled a list of lenders
to help you get started, although you should
feel free to choose a lender other than those listed below. The lenders included
here are willing
to re-qualify or pre-approve you for a mortgage!
Howard Hanna Mortgage
Services
Tim Rhodes
Phone/Fax/Voicemail: 330-662-0191
Email: timrhodes@howardhanna.com
Third Federal Savings & Loan
Office: 330-721-4593
Toll Free: 1-877-604-1166
The Home Lending Source
Bob Schmieler
Office: 216-789-5963 or 330-725-(LOAN) 5626
Please feel free to contact Tina
Kerka in Barbara’s office with any questions!
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